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May 13, 2005

Housing Bubble Regionally? In the Bay Area?

According to Yahoo Finance, a Yale University economics professor presented his paper last week on regional housing bubbles. He surveyed some US cities for housing bubble related behaviors of the public. On one of the question on the expected home appreciation, respondents in Los Angeles were saying 22.5% while those in Milwaukee said 13.4%.

Second question try to get a sense of how frequent people are dicussing housing market. Two-thirds of the Los Angeles respondents said the discussion is frequent, as compared to only a sixth of the Milwaukee respondents.

How is the bay area's housing market? Is it in a bubble? When is your last time to discuss the "crazy" market?

Posted by QiRealtyEditor at 10:07 PM | Comments (3)

May 12, 2005

Mortgage Interest Rate 05/12/05

Mortgage Program

This Week

Last Week

30 Year Fixed

5.32%

5.31%

15 Year Fixed

4.91%

4.90%

5/1 ARM

4.65%

4.64%

30 Year Fixed Jumbo

5.60%

5.60%

5/1 Jumbo ARM

4.79%

4.77%

Posted by QiRealtyEditor at 10:55 AM | Comments (0)

Homes Sold in Pleasanton 05/06/05 - 05/12/05

PriceAddressCityBedroomsBathsSq Ft Apx
 $363,000 3843 VINEYARD AVE PLEASANTON 2 2 852
 $381,000 3433 NORTON WAY PLEASANTON 2 2 912
 $485,000 7670 CANYON MEADOW CIR PLEASANTON 2 2 1043
 $525,000 7875 Canyon Meadows Cir PLEASANTON 3 2 1257
 $590,000 2171 GOLDCREST CIR PLEASANTON 2 1 1003
 $635,000 1519 Trimingham Drive PLEASANTON 3 2 1760
 $725,000 5247 ARMANI CT PLEASANTON 3 2 1482
 $730,000 3636 ASHWOOD DRIVE PLEASANTON 4 2 1519
 $760,000 4877 MASON ST PLEASANTON 3 2 1579
 $800,000 4611 INYO CT PLEASANTON 4 2 1909
 $805,000 2631 CURRY ST PLEASANTON 3 2 1820
 $823,000 8032 CANYON CREEK CIR PLEASANTON 3 2 1983
 $832,000 3115 ASCOT CT. PLEASANTON 4 2 2150
 $835,000 2730 LAURSEN CT PLEASANTON 4 2 2051
 $836,000 3614 DUNSMUIR CIR PLEASANTON 4 2 2464
 $960,000 4787 CANARY DR PLEASANTON 4 2 2186
 $1,040,000 2688 BECARD CT PLEASANTON 5 3 2574
 $1,110,000 2010 PALMER DR PLEASANTON 3 2 2566
 $1,150,000 835 PALOMINO DR PLEASANTON   0
 $1,232,000 778 MONTEVINO DR PLEASANTON 4 3 3280
 $1,380,000 833 INDEPENDENCE CT PLEASANTON 5 3 3179
 $1,550,000 1070 GRAY FOX CIR PLEASANTON 4 3 3800
 $1,595,000 4931 DOLORES DR PLEASANTON 5 3 3809
 $2,075,000 3003 Ruby Hill Drive PLEASANTON 4 3 4400

Posted by QiRealtyEditor at 10:43 AM | Comments (1)

Homes Sold in San Ramon 05/06/05 - 05/12/05

PriceAddressCityBedroomsBathsSq Ft Apx
 $350,000 203 COMPTON CIR SAN RAMON 1 1 685
 $540,000 806 DESTINY LN SAN RAMON 2 2 1188
 $620,000 9876 DEL MAR DR SAN RAMON 3 2 1020
 $639,950 119 MILLS PL SAN RAMON 3 2 1294
 $665,000 7122 BRIZA LOOP SAN RAMON 2 2 1351
 $737,500 20 STARFLOWER TER SAN RAMON 3 2 1812
 $740,000 9544 ERNWOOD ST SAN RAMON 3 2 1511
 $750,000 22 PETAR PL SAN RAMON 4 2 1542
 $785,000 2895 SOMBRERO CIR SAN RAMON 4 3 1972
 $785,000 2304 MILLSTREAM LANE SAN RAMON 3 2 2161
 $909,500 2020 Canyon Lakes Drive SAN RAMON 3 2 2499
 $930,000 113 PALMER ST SAN RAMON 4 3 2221
 $950,000 361 SUMMERVIEW CT SAN RAMON 4 3 3020
 $1,000,050 2466 WILDHORSE DR SAN RAMON 4 3 2440
 $1,050,000 3575 SANDALFORD WAY SAN RAMON 4 3 3230
 $1,073,000 156 ELISHA LN SAN RAMON 4 3 2554
 $1,089,000 6042 Tigerside Way SAN RAMON 2 2 1888
 $1,262,625 904 REGENCY COURT SAN RAMON 5 2 3058

Posted by QiRealtyEditor at 10:38 AM | Comments (0)

Homes Sold in Danville 05/06/05 - 05/12/05

PriceAddressCityBedroomsBathsSq Ft Apx
 $491,000 1143 SAN RAMON VALLEY BLVD DANVILLE 2 1 1114
 $620,000 1035 SUNSHINE CIR DANVILLE 2 2 1001
 $646,000 257 W. EL PINTADO RD DANVILLE 2 2 1466
 $650,000 143 LAWNVIEW CIR DANVILLE 4 2 1717
 $689,950 25 SAN VINCENTE CT DANVILLE 4 2 2304
 $720,000 1045 CEDAR LANE CT DANVILLE 3 2 1588
 $795,000 119 TIVOLI LN DANVILLE 3 3 2195
 $825,000 179 Belgian Dr DANVILLE 3 2 9999
 $825,000 214 GIL BLAS RD DANVILLE 3 2 1687
 $950,000 293 GREENBROOK DR DANVILLE 4 2 2308
 $1,056,000 617 MIA CT DANVILLE 4 2 2696
 $1,350,000 3343 QUAIL WALK LN BLACKHAWK 5 3 3348
 $1,875,000 5057 BLACKHAWK DR BLACKHAWK 4 4 4692
 $1,899,800 142 SILVER PINE LN DANVILLE 4 3 3843

Posted by QiRealtyEditor at 10:37 AM | Comments (0)

May 09, 2005

Slow Homes in Fast Market

There are homes on market not selling for a long time even in a fast market. What is the reason? Expert say "anything will sell at the right price". The price has to be adjusted accordingly with location, home condition, floor plan, even showing time. Here are some things to consider when your home is not selling.

Posted by QiRealtyEditor at 09:49 AM | Comments (0)

May 05, 2005

Mortgage Interest Rate

Mortgage Program

This Week

Last Week

30 Year Fixed

5.31%

5.33%

15 Year Fixed

4.90%

4.93%

5/1 ARM

4.64%

4.68%

30 Year Fixed Jumbo

5.60%

5.62%

5/1 Jumbo ARM

4.77%

4.77%

Posted by QiRealtyEditor at 09:23 PM | Comments (2)

Homes Sold in Danville 4/28/05 - 05/05/05

PriceAddressCityBedroomsBathsSq Ft Apx
 $545,000 613 GARDEN CREEK PL DANVILLE 3 2 1357
 $700,000 212 POWHATTAN COURT DANVILLE 3 3 1971
 $720,000 422 SUTTON CIR DANVILLE 4 2 1865
 $755,000 1050 SHADY CREEK PL DANVILLE 4 2 1946
 $775,000 152 TIVOLI LN DANVILLE 2 3 2195
 $845,000 1417 FOUNTAIN SPRINGS CIR DANVILLE 4 2 2080
 $849,000 668 El Cerro Blvd. DANVILLE 4 2 1746
 $959,950 327 jacaranda drive DANVILLE 3 2 1825
 $960,000 545 EL CAPITAN DR DANVILLE 4 2 2302
 $1,018,000 309 GREENBROOK DR. DANVILLE 4 2 2308
 $1,050,000 1208 CHESHIRE CIR DANVILLE 4 3 2565
 $1,110,000 699 TERRY LN DANVILLE 4 2 1970
 $1,250,000 66 OAKRIDGE CT DANVILLE 3 2 2313
 $1,300,000 634 Ambience Way DANVILLE 5 4 3748
 $1,320,000 304 SUNSET DR DANVILLE 5 3 3409
 $1,537,000 3720 DEER TRAIL DR BLACKHAWK 4 2 3500
 $1,850,000 811 CAMINO AMIGO DANVILLE 5 4 4700
 $1,855,000 228 S RIDGE COURT BLACKHAWK   0
 $1,875,000 5042 BLACKHAWK DR BLACKHAWK 4 4 4503
 $1,890,000 111 VICTORIA PL DANVILLE 5 3 3892
 $2,111,000 3332 DEER HOLLOW DR BLACKHAWK 4 3 4650


Posted by QiRealtyEditor at 04:04 PM | Comments (0)

Homes Sold in San Ramon 4/28/05 - 05/05/05

PriceAddressCityBedroomsBathsSq Ft Apx
 $350,000 203 COMPTON CIR SAN RAMON 1 1 685
 $412,000 211 Compton Circle SAN RAMON 2 1 924
 $465,000 240 TANGERINE CT SAN RAMON 2 2 1255
 $483,000 204 NORRIS CANYON PL SAN RAMON 2 2 1179
 $490,000 2813 Fountainhead Drive SAN RAMON 3 2 1158
 $563,000 8985 ALCOSTA BLVD SAN RAMON 2 2 1230
 $600,000 719 Lakemont Place SAN RAMON 2 2 1474
 $685,000 253 KENT PL SAN RAMON 4 2 2212
 $685,000 4003 LAKESHORE W DR SAN RAMON 2 2 1721
 $688,000 811 JOREE LN SAN RAMON 3 3 1802
 $715,000 109 ENCHANTED WAY SAN RAMON 4 2 1953
 $715,250 2121 BENT CREEK DR SAN RAMON 3 2 1644
 $720,000 7022 BRIZA LOOP SAN RAMON 3 2 1462
 $725,000 2862 CALAIS DRIVE SAN RAMON 4 2 1724
 $737,000 796 LAKEMONT PL SAN RAMON 2 2 1727
 $741,000 132 PEBBLE PL SAN RAMON 3 2 2021
 $769,000 9663 ERNWOOD PL SAN RAMON 3 2 1863
 $780,000 2025 ECHO PL SAN RAMON 3 2 2097
 $785,000 145 CORTONA DR. SAN RAMON 3 2 1834
 $875,000 1941 San Ramon Valley Blvd. SAN RAMON   0
 $878,500 1749 BLAKESLEY DR SAN RAMON 4 2 2286
 $930,000 113 PALMER ST SAN RAMON 4 3 2221
 $955,000 9607 VELVETLEAF CIR SAN RAMON 3 2 1888
 $958,000 9307 MEDIAR DR SAN RAMON 3 2 1888
 $1,160,000 6040 HEDGECREST CIR SAN RAMON 4 2 2449
 $1,550,000 2 Majestic Oak Court SAN RAMON 4 4 3908
 $1,750,000 9570 VELVET LEAF CIR SAN RAMON 7 5 4079
 $1,875,000 6921 Johnston Road SAN RAMON 6 4 3316

Posted by QiRealtyEditor at 03:57 PM | Comments (0)

California households are $60,380 short on qualifying income needed to purchase a home

With a median household income of $53,540, California households are $60,380 short of the $113,920 qualifying income needed to purchase a median-priced, single-family home at $488,600 in California. The San Francisco Bay Area had the highest gap in the state at $92,930, where potential homebuyers had a median household income of $67,770 but needed qualifying income of $160,700 to purchase a median-priced home at $689,240. The Homebuyer Income Gap Index™ for California increased 44.9 percent during the first quarter of 2005 compared to the first quarter of 2004. Source Article: 1Q Homebuyer Income GAP Index

Posted by QiRealtyEditor at 03:01 PM | Comments (0)